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H1N1 Swine Flu Included in your Travel Insurance?

Mrs K was informed by her insurer that expenses resulting from trip cancellations because of the H1N1 flu would not be covered. Banks should not advertise travel insurance that only appears to offer travellers peace of mind as this is too vague. Most people will not read the fine print and will assumed that they would be covered if they were in a situation like Mrs K’s.

There are 2 notable packages that do not offer comprehensive cover to include H1N1 and these are; MSIG travel insurance as well as  the Got-It-Covered plan from Standard Chartered Bank, as stated by the Ministry of Health. The message to the policy holder is to check carefully what you are covered for. There are many things which are not included in travel insurance packages and although unlikely to pop up individually, these things when grouped together present a significant risk.

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