Jul/090
Women Continue to Get Lower Car Insurance
Research carried out by the AA shows that women drive slower, drive shorter distances and have lower annual mileage than men. Men who have just passed their driving test are more likely to have a crash than women who have just passed their test. Also while women are more likely to have small knocks and bumps, men are more likely to have crashes that cause large amounts of damage. All this contributes to women receiving lower insurance premiums to men.
Though some are arguing that this is sex discrimination, something the European Commission were trying to enforce, the British Government have dismissed the claim and have given insurance companies an “opt out” from the gender discrimination legislation.
They feel that by enforcing the discrimination law upon the insurance industry it would “penalize those it was meant to protect”, i.e. careful and safe drivers.
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